Think it. Build it. Break it. Ship it.

As CTO of Dhahaby, I lead the design and development of the core fintech infrastructure for next-generation, Gold-backed lending using real-world luxury assets such as gold, jewellery, and high-end timepieces. We are building the rails for transparent, fair, and instant credit - helping people unlock liquidity from idle valuables while eliminating predatory lending. My work spans system architecture to production execution, including secure appraisal and custody flows, real-time valuation logic, and the dynamic credit engine behind the Dhahaby Card. I led the technical build that helped Dhahaby win the TON x Ignyte Challenge 🏆, shipped our core MVP, and designed the dynamic credit logic that enables flexible collateral usage without breaking credit integrity. By integrating trusted jeweller networks, real-world asset valuation, and scalable fintech + Web3 infrastructure, we are not just building another lending product - we are defining a new credit primitive where real assets create real financial freedom.